Risk Disclosure

BeeVibe Risk Disclosure

Effective date: 2026-04-16 Last updated: 2026-09-20 Version: 1.7


1. Identity Tokens are collectibles, not investments

Identity Tokens are digital collectibles. They are not securities, investments, or financial products. They:

Do not purchase Identity Tokens expecting financial return. Their value reflects only what other collectors in the BeeVibe ecosystem are willing to pay at a given moment.


2. You may lose your entire deposit

Identity Token prices can fluctuate dramatically — sometimes to zero. You may lose the full amount you deposited. Only use funds you can afford to lose.


3. Trading happens only on BeeVibe

Identity Tokens can be bought and sold only on BeeVibe. This is deliberate, and it is what the protections on this Platform are built on: one market per verified person, every market opening fairly at the same price for everyone, and everyone trading in it accountable to the same rules. A token carrying someone's name cannot end up trading somewhere that nobody checks whether that person is real.

The trade-off is real. There is no market for Identity Tokens outside BeeVibe, so to take value out you sell here first. If you export your wallet while still holding tokens, we offer to sell them first so you can take the value with you. And if BeeVibe becomes unavailable or ceases operations, you may permanently lose the ability to sell your tokens.

This may change in future. We may allow Identity Tokens to move outside the Platform; if we do, we will announce it and update these terms. See Terms of Service §4 for full details.


4. Volatility and liquidity

Identity Token prices can rise or fall quickly based on demand, social activity, viral moments, or sentiment. There is no floor price and no guarantee of what a token will be worth.

How easily you can sell depends on the stage a Market is at. While a Market is new, its price comes from a formula rather than from matching buyers with sellers, so there is a price to buy and sell at without waiting for someone to take the other side. Once a Market passes its graduation threshold it moves to an order book, where selling requires a buyer willing to take the other side at your price. Neither stage guarantees that you can sell at a price you like, and no party, including BV Labs, is obliged to buy your tokens. The FAQ explains both stages in plain terms.


5. Regulatory and legal risk

The regulatory landscape for crypto, memecoins, and digital collectibles is unsettled. Your jurisdiction may restrict or prohibit Identity Tokens. Regulators may take enforcement actions. Tax treatment varies. Laws may change in ways that affect your holdings. Consult your own legal and tax advisors before trading.


6. Administrative controls

BeeVibe keeps full control of the token infrastructure, for the protection of users, creators and the Platform: following the law, stopping fraud, fixing security problems, and enforcing the rules. These controls are exercised under documented internal procedures, and the full technical list of them is set out in Terms of Service §5. Because they exist, you may lose value or access to your tokens as a result of an administrative action.


7. Smart contract and technology risk

BeeVibe operates via smart contracts on Arbitrum. Smart contracts may contain bugs or be exploited. Blockchain congestion, sequencer downtime, RPC failures, BeeVibe server issues, and Privy wallet provider issues can disrupt your ability to trade or withdraw. We do not guarantee uptime.


8. Wallet security

You are solely responsible for the security of your wallet credentials. If you lose access without recovery, your funds may be permanently lost. If your wallet is compromised, an attacker can drain your funds. BV Labs cannot recover them.


9. Fiat deposit risks

Chargebacks are not permitted and can result in account termination. Payment processor fees are in addition to BeeVibe fees. Conversion rates may differ from quoted prices.


10. What you post is part of the market

BeeVibe is a social platform and a market at the same time, so what you say about a Market counts as market conduct and not just conversation. Posting in order to move a price is prohibited, and it is one of the things we monitor for, because it is how holders get hurt. Public comments about your holdings or about market conditions may be used as evidence in legal proceedings. And a Creator's behaviour away from BeeVibe can affect what people will pay, which is outside our control.


11. Tax risk

Transactions involving Identity Tokens may be taxable in your jurisdiction. You are responsible for tracking, calculating, reporting, and paying applicable taxes. Consult a tax professional.


12. No investment advice

Nothing on BeeVibe constitutes investment, legal, tax, or financial advice. Opinions expressed by Creators, Affiliates, Users, or BV Labs employees are their own.


13. Creators are never required to promote

A Creator has no obligation to post about, promote, or engage with their Identity Token. This is deliberate: it is what stops a Market becoming an advertising duty a Creator owes to holders, and it is why nothing a Creator does or does not say should be read as a promise. If a Creator chooses to give their holders something, that is their decision and their gift, not an entitlement. Do not buy expecting a Creator to behave in any particular way, and do not expect a token's value to track a Creator's profile, fame, or engagement.


14. Not FDIC or SIPC insured

BeeVibe is not a bank, brokerage, or insured financial institution. Your deposits and balances are not insured by any government insurance program.

15. BeeVibe's own holdings and trading

BV Labs is allocated 5% of each Identity Token when the token is created, and holds it to provide liquidity, so that a Market has someone on the other side of a trade rather than a holder waiting for a matching buyer or seller. BV Labs holds, buys and sells this allocation on the Platform for that purpose, including through automated tools, and pays the same trading fees as anyone else. Its trading is part of the market and can affect prices, including the price at which you buy or sell.


This Risk Disclosure is incorporated into the Terms of Service. By using BeeVibe, you acknowledge it.


Contact

Questions: legal@beevibe.io